Your DANA and QRIS Terms Explained
These Terms & Conditions apply when you create, access or close an ototo4d account and when you use account-linked services. We may ask you to confirm your phone number before access, and we match wallet details with the account record before processing a transaction. DANA, OVO,
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GoPay and QRIS appear as local payment references, while bank transfer and virtual account instructions may require an extra account check. You must provide accurate details, keep your login private and use the account only for yourself. Access depends on local law and may be unavailable
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where local law does not permit the service. If a term changes, we place the revised wording on this page and indicate its effective date. Continuing after that date means you accept the updated wording; if you disagree, contact us before using the account.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.